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Legal Notices

The services of the website are offered in accordance with the terms of use stated below; users are required to carefully read and approve and accept the terms stated below in order to use this website and benefit from the services offered.

1. SERVICE DESCRIPTION
Visitors seeking information about the company's products and/or services can fill out the contact form to be contacted. Visitors can also share their opinions/reviews about the services and/or products available on the website with the website administrators through this method. The website does not store the content of messages sent by visitors for any purpose other than detecting violations of these terms of use. The website does not share the content of messages with third parties without the author's consent, in accordance with applicable laws, or unless requested by authorized authorities. By accepting these terms of use, the user agrees that the information they provide may be shared with all affiliates and business partners of the company for the purposes of offering special benefits and for notification of sales, marketing, and similar communication activities.

2. EXTERNAL LINKS
The website may contain links ("links") to other websites operated by third parties. Because the website has no control over the content or information found on these links, it is not responsible for the content of these web pages and is not liable for any damages arising from their use. Furthermore, it is not responsible for the quality, accuracy, or completeness of any information provided by third parties, including information provided through any of these links.


3. USER/VISTOR RESPONSIBILITY
Users acknowledge that the comments they post on the website are their own responsibility. The website does not guarantee or warrant the accuracy, completeness, reliability, adequacy, or timeliness of any user comments posted on the website. Users are responsible for the content they post and any intellectual property rights violations that may arise from such content.

If a user's comments on the website violate the rights of third parties or cause harm to third parties, this constitutes a violation of the terms of use, and the website reserves the right to delete any comments made in this manner, directly or indirectly, without notice. Users may use the services offered by the website under the following conditions:

A) User comments that are insulting, slanderous, pornographic, abusive, contain hate speech, violate privacy, are obscene, contain violence and profanity, are illegal, racist, offensive, constitute child or animal abuse, may be harmful to minors, violate third party intellectual property rights or trade secrets or third party rights, or give rise to legal or criminal liability will not be published.


B) Incomplete, inaccurate or misleading comments may not be submitted, another person or institution may not be impersonated, or affiliation with a person or institution may not be misrepresented.


C) Forged titles or identifiers may not be used to disguise the source of messages or comments sent to the site through any service offered through the website.


D) Users may not publish, email, transmit or install certain content that they are not authorized to publish by law or by mutual agreement.


Ε) Software or content in any format (text, image, audio, video, animation) that violates the intellectual property rights of any third party may not be published or transmitted.


F) Unsolicited e-mail or other unauthorized advertisements or solicitations may not be sent, published or transmitted to the website or to other users or visitors using the website, and such unsolicited content may not be uploaded to the website.


G) The website cannot be used in a way that disturbs or harasss others or violates the privacy rights of third parties.


Additionally, website users:
They may not disclose their personal email addresses, phone numbers, or other personal data on the website. They may be subject to blocking (ban) for violations of the terms of use, and they cannot file a complaint. They may not share posts containing threatening or harassing content. They may not publish content containing propaganda that violates national or moral values and symbols. They may not share content that offers sexual intercourse or offers for this purpose (prostitution, etc.) in exchange for money. They may not share posts containing offensive content such as profanity, insults, etc., or that disturb other users. They may not engage in advertising or solicitation (for other websites, products, services, companies). They may not invite users to other web pages (sites).

Intellectual Property and Copyright Terms
Website users are prohibited from copying, publishing, or distributing content belonging to third parties protected by applicable laws in terms of intellectual property and copyrights, in violation of applicable laws, without the written permission of the intellectual property and copyright owner. If the intellectual property and copyright owners or their representatives notify the website administration that their rights have been violated, the user who shared the infringing content may be denied access to the site. If it is believed that there has been an intellectual property or copyright violation regarding the content and elements within the website, a written notification containing the following elements must be submitted to the site administration as soon as possible: i) the electronic signature or written authorization document of the intellectual property and copyright owner, ii) a brief information regarding the content protected by intellectual property and copyright and the situation that is the subject of the violation, iii) the section of the website where the content whose intellectual property and copyrights are believed to have been violated is located, iv) contact information, v) a written notification with appropriate language stating that there has been a violation of intellectual property and copyright rights and that this is contrary to the law.

User Content
The website does not guarantee the accuracy of content uploaded and/or sent to the site by other users. Visiting the site and using these services is the user's responsibility. If any intellectual property or copyright infringement is detected against third parties in connection with content posted and/or uploaded to the site by other users, the site administration reserves the right to delete such content without prior notice to the users who posted and/or uploaded it. This applies to any section of the website and is binding on all users. If the website administration deletes or removes content that is subject to intellectual property or copyright infringement, it is not obligated to notify the user who violates it, stating the reason. The website reserves the right to block access to the site to users who commit intellectual property or copyright infringement.Repeated intellectual property and copyright infringement means that the same user attempts to publish or submit infringing content to the site multiple times, and the same content is deleted multiple times by the site administration citing the violation. Users acknowledge that the website administration may change the site services and terms of use and/or add new terms. Users also acknowledge that the content of the services users use may be subject to maintenance from time to time, and therefore, access to the site may be restricted during this period and/or content submitted to the site may be published at specific intervals. In addition, the website administration reserves the right to impose restrictions on the content uploaded and/or sent by users, such as limits on upload size or quantity. The website administration reserves the right to make changes and/or interruptions to the services offered on the website, and to restrict content access without prior notice. All maintenance and improvements related to the services offered on the website are carried out by the website administration. However, the site administration assumes no liability whatsoever for any loss or damage resulting from any deficiencies or disruptions in the content uploaded by users.

4. DAMAGES AND COMPENSATION
The user is responsible for all damages incurred as a result of users' violation of the website terms of use. The website management cannot be held responsible for compensation for these damages.

5. STARTING AND STOPPING SERVICES
The website reserves the right to partially or completely terminate the services offered on the website, temporarily and/or permanently, without notice to users or visitors.

6. LIMITATION OF LIABILITY
While every effort is made to ensure that the information published on this platform is up-to-date and accurate, the site administration makes no direct or indirect guarantees regarding its accuracy or completeness. By using and visiting this website, users expressly agree not to hold the site administration liable for any debt, liability, or responsibility for any direct or indirect loss or damage arising from the use of the published services. No guarantee or warranty is made that the use of the site will produce specific results for users. The site administration does not represent or warrant that the website will be uninterrupted or error-free, that defects will be corrected, or that the site server is free of viruses or other harmful substances. To the fullest extent permitted by applicable law, the site administration makes no representations or warranties regarding the use of the materials or content on the site, in terms of accuracy, adequacy, usefulness, reliability, or otherwise. Users are responsible for the use of the content at their own risk. Site administration assumes no liability for damage to devices accessing the site, data loss, or other damage that may result from malfunctions in telecommunications lines. The website administration reserves the right to change any content and other elements used or found on the site at any time without notice. To provide users with a wider range of content, this website partners with other websites (especially blogs) operated by independent service providers (business partners' and affiliated companies' websites), whose content it has no right to modify.The website may contain advertisements from various companies that meet certain standards. However, the website administration makes no guarantees regarding the goods or services featured in these advertisements and assumes no responsibility for the advertisers. The website administration strives to ensure that visitors and users act in accordance with public morality, but in some cases, users may be subjected to harassment, insults, inappropriate, vulgar, misleading, or illegal messages from other users. In such cases, the site administration may block the user who caused the undesirable events from accessing the site. However, it accepts no responsibility for any damages, losses, or other inconveniences that may be incurred by the users. Users and visitors visit the website and use the services provided at their own risk.


7. DISCLAIMER OF WARRANTY
Users' access to and use of services and content on and through the website is at their sole risk. The website is committed to providing uninterrupted and error-free service to its users under all circumstances, free of inappropriate content. Temporary service interruptions may occur due to technical issues, site infrastructure maintenance, and updates. Despite all efforts, there may be occasions when the information on the website becomes outdated due to actual events. Current information regarding relevant services may differ from the information displayed on the website.No warranties or representations, whether express or implied, are made regarding the impact of the information, services, or products, including, but not limited to, warranties regarding the condition, quality, performance, merchantability, timeliness, or fitness for a particular purpose of the content appearing on the website, whether linked or not, and the site management disclaims any such warranties or representations. The website management makes no warranties, representations, or guarantees regarding the reliability, stability, or virus-free nature of the site or the servers to which it is connected.

8. APPLICABLE LAWS AND OTHER MATTERS
The terms and conditions contained on this website are governed by the laws and regulations of the Republic of Turkey. Any changes or cancellations made by official authorities regarding the law will be implemented in full, ensuring that the remaining provisions remain valid. The current site terms of use govern the law between the website management and its users, and are binding on all other parties. Changes to the terms and conditions stated herein are not possible without a formal written request between the parties. The website administration reserves the right to modify the services offered on the website and the terms of this agreement, in whole or in part, at any time. Changes will be effective as of the date they are published on the website. It is the user's responsibility to monitor these changes. By continuing to use the services offered, the user is deemed to have accepted these changes. If users do not agree to the terms and conditions set forth herein, even partially, they must not use the services and exit the website.

In accordance with the Personal Data Protection Law No. 6698 ("KVKK"), if customers or users share their personal data with us in order to benefit from our services, the Website, as the data controller, may record, store, update, disclose, transfer and process your personal data to third parties to a limited extent within the framework determined by the Law.


The purpose of processing personal data is to be used in all kinds of products and services within the scope of the relevant legislation; to record the identity, address and other necessary information to identify the transaction owner; to prepare all records and documents that will form the basis of the transaction in electronic or paper format; and to comply with the information storage, reporting and information obligations stipulated by the relevant public authorities.

Your rights, regulated by Article 11 of the Personal Data Protection Law (KVKK), are as follows:
By contacting the website administration, you have the right to: a) learn whether your personal data has been processed, b) request information if processed, c) learn the purpose of processing and whether it is being used in accordance with its intended purpose, ç) know the third parties to whom your personal data has been transferred, domestically or internationally, d) request rectification if processed incompletely/inaccurately, e) request deletion/destruction under the conditions stipulated in Article 7 of the KVKK, f) request notification of the actions taken pursuant to subparagraphs (d) and (e) above to third parties to whom your personal data has been transferred, g) object to any adverse outcome arising from analysis by exclusively automated systems, and ğ) request compensation for any damages you incur due to unlawful processing. The costs incurred by our Bank to fulfill your request, as part of your rights, may be charged to you according to the tariff specified in Article 13 of the KVKK.

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